The Ohio FAIR Plan is supported by all insurance companies licensed to transact fire
insurance business within the state. Each company shares in the losses of the Plan in
direct proportion to its premium volume in Ohio.
The Ohio FAIR Plan was established in 1968 to provide essential insurance coverage for
eligible property unable to obtain insurance through the voluntary market. Initially, the
Plan applied to a limited number of metropolitan areas. By 1977 the entire state was
eligible for basic property insurance, including farm coverage, through the Plan. Ohio's
FAIR Plan is one of approximately 30 such programs operating throughout the United States.
To provide quality property-oriented insurance products and services that are easily
accessible and priced fairly for Ohio property.